The Beneficiary Liquidity Plan® (BLP) enables individual to ensure their loved ones have a quick, easy access to the allocated funds needed to help cover expenses after death. Click the Links Below to learn more about the BLP.
We use a patent pending process to help your loved ones when they need it most. No death certificate is required if filing through a licensed funeral home.'
Total Time:
Often 24-48 Hours
Electronic claim filed through a licensed funeral home*
Full policy benefit paid out in as little as 24-48 hours
Total Time:
Often 24-90 Days or Longer
Request a copy of the Death Certificate from Department of Heaith and Human Services
Wait as many as 4-6 weeks to receive it
File claim paperwork with the insurance or Investment company
Wait up to another 30 days for the claim paperwork to get processed and funds released.
The policies are funded by Homesteaders Life Company, a company that works directly with funeral homes across the country to complete the claims process, so they won't need to wait for a copy of the Death Certificate. As a result, they are able to pay claims quickly. If your beneficiaries choose to file their claim through a licensed funeral provider, they could have access to policy funds within 24-48 hours.
*The funeral home assisting with claim submission must be based in the United States and participating in electronic claims. Filing by mail or without a licensed funeral provider may delay initial processing and payout.